Personal Umbrella Policies
Umbrella Insurance Provides Extra Protection
A rain umbrella protects you from getting wet, but doesn’t stop the raindrops from falling. Umbrella policies can make unexpected events less devastating financially.
Your primary insurance coverage, like your homeowners and auto policies, includes liability coverage up to a certain limit. Liability is your legal responsibility to pay for damage to a person or to a person’s property. An umbrella policy increases your liability coverage substantially—more types of claims are covered and at a higher limit.
In our litigious society, we must protect our assets from lawsuits. The primary reason for carrying umbrella insurance is that you never know what you may be responsible for. Accidents happen, and when they do, you may be held legally responsible for resulting bodily injury and property damage as well as legal fees, all of which can quickly escalate to hundreds of thousands of dollars.
WHo's it For?
- Anyone with assets to protect
- Everyone who drives a vehicle, including a car, motorcycle, boat or ATV
- Everyone who owns or rents a home